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Investments
| How do you invest your money? It’s a question that almost all of us are faced with. Whether you are putting money aside in a fixed deposit or your savings account, or funding your own retirement you are faced with making decisions about investments. |
| How can we help you? |
| At Ara, we ask a lot of questions before we make investment recommendations. Such as your age, net worth, tax bracket, tolerance for risk and goals will determine the type and mix of investments that are most appropriate in your financial situation. Our interaction and the financial planning gives us an understanding of your financial goals. Then we work with you to create a strategy for achieving your goals which fits your needs and your personality. Finally, we match the investments in your portfolio with your strategy to achieve each goal. In the process of choosing appropriate investments for you, we make sure you understand and authorise our recommendation It is impossible to predict the market and time the market. Nobody could have forecasted the events of 2008. It is our job to design an investment portfolio that can withstand the unpredictable future as much as possible. |
| Being smart about risk |
| Determining the right mix of stocks, funds, bonds, deposits, real estate, cash and other investments for you is dependent on your time horizon and risk tolerance. If you have a conservative view of money or a near term goal, we don’t want to take the risk of a lot of variation of return for the potential return. If you goal is in the distant future, we are much more likely to recommend you take on the risk of varying returns for the potential of higher long-term return. By doing so, you have a good chance of making more money over the long run. Risk is reduced over time, and returns are compounded over time. |
| Portfolio Rebalancing |
| We keep your diversification in place over time by re balancing regularly. This is done on a need basis to keep the portfolio diversification and keep the investment objective in the right perspective in the changing times. Everyday we check the client’s portfolios to make sure we are moving in the right direction and also to see what impact certain events have had on the portfolios. |
| Reports |
| With your goals in mind we give you appropriate investment statements, research reports, market reports on a regular basis. These statements help you with understanding the portfolio, its performance, filing your tax returns,etc |
| Personal Meetings |
| We interact with you on a regular basis to discuss your investment portfolio and re assess the goals vs the performance. If there is a need to restructure decisions would be taken on time. |